Many things in your home can and will break at some point, and although there are some precautions you can take in order to make such situations less frequent, you can never avoid them altogether.
If it is not the caved in roof, then it will be a burst pipe.
Some things will be easy to fix with the skills you already own and the help of online “how-to” articles, but some problems will just cause you to panic and make rash decisions, which is the last thing you want to do. The smartest thing to do is plan how you will manage these situations ahead, so that you can solve them as soon as they happen and move on. With that in mind, here are seven tips that will make the house disasters less disastrous.
Can you DIY?
The first thing that you should do when some problem occurs is see if you can solve it on your own. There are several pretty handy apps that can help you with that. One of them is definitely The Family Handyman which is full of great tips. Other useful apps are How Your House Works and Home Maintenance Manager.
Make a list of contractors
The last thing you want to do when some sort of havoc happens in your home is search for contractors and read reviews about the quality of their service and the prices. This is something you should do without stress and hurry, before anything happens. You can use the web to locate the names and contact numbers of the local contractors and store them both in your phone and on a piece of paper (in case your phone is unavailable when the problem occurs). Word-of-mouth recommendations are also always a good idea.
Find out about the emergency service
Home wreckages tend to happen when you least expect them to, so a broken alarm in the middle of the night is nothing odd. When searching for contractors, look for 24-hours emergency phone numbers. Also, write down several different numbers because it can sometimes be difficult to find a contractor who is available.
Know what to do while you wait
If you call a contractor for an emergency repair and the situation gets really bad in the meantime, don’t panic, but don’t just sit there either. Of course, no one expects you to fix everything on your own, but if there is something wrong with the electricity for example, you should power off the electrical panel. If you have troubles with a blocked drain pipe or a pipe leak, you should shut off the main valve and avoid letting the water flow until the plumber arrives.
Check with your insurance company
If a severe damage occurs, you may need to contact your insurance agent. In that case, the agent will call an adjuster who’ll assess the damage and write an estimated cost of the repair. Before any damage happens, check with your agent about the procedure.
Don’t leave it all to the contractor
It is your house, and you should be informed and attentive enough to know what will happen and why. It is important to communicate with your contractor before, during and after the repair, to see if there are any more issues that can be resolved, and to make sure everything is in perfect order before the repairman leaves your home.
Pre-think the ways to pay
Emergency home repairs can cost from several hundreds to several thousands of dollars, and unless you don’t want to end up broke, you should plan the ways to settle the contractors in advance. Here are a few ideas:
- Put aside a part of your home budget for emergency repairs.
- Use your insurance.
- Ask family members or friends for a loan.
- Apply for a personal loan.
- Use your home’s equity.
We can all agree that emergency home repairs are a fuss, but if you prepare for them in time, the “emergency” word will be far less terrifying. Take all the necessary steps to make the surprise havoc less frustrating and you will see how that will affect both your stress levels and your piggy bank.
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